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· New Jersey’s Student Loan Program is State-Sanctioned Loan-Sharking’ The loans have extraordinarily stringent rules, aggressive collections and few reprieves, even for borrowers who’ve died.
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A mortgage loan that combines all of these expenses allows you to extend your payments for the renovation over the life of the loan rather than paying a lump sum. You can also deduct the interest you pay on your entire mortgage on your income taxes, even the portion you use for renovations.
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