Monthly Home Loan Payment Calculator

This free online calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year — without hardly noticing the additional cash outflow.

Mortgage Calculator: Estimate Your Monthly Payment. In an effort to make the mortgage process easier to understand, we’ve provided you with easy-to-use mortgage calculators to help you make smart financial decisions when it comes to your home.

Free mortgage calculator to find monthly payment, total home ownership cost, and amortization schedule of a mortgage with options for taxes, insurance, PMI, HOA, early payoff. Learn about mortgages, experiment with other real estate calculators, or explore many other calculators addressing math, fitness, health, and many more.

This unique mortgage calculator will not only generate an amortization schedule, but will also show the Private Mortgage Insurance payment that may be required in addition to the monthly PITI payment, and when it will automatically cancel. Want to learn more about PMI? Read "Everything you need to know about PMI", our comprehensive guide.

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Example: Calculating a Monthly Car Payment in Excel. Calculating a monthly car payment is similar to figuring a monthly mortgage payment. To start, you will need the interest rate, length of loan, and the amount borrowed. For this example, let’s say the car loan is for $32,000 over five years at a 3.9% interest rate:

What would my loan payments be? The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

How much can refinancing your mortgage save you? Find out the quick and easy way with NerdWallet’s free refinance calculator. Fixed-rate loans. Refinancing could help lower your monthly payments.

Calculate different mortgage payment scenarios. Whether you know the price of the home or are curious what you’ll have to potentially pay each month, use our free mortgage payment calculator to get an estimate and compare the monthly payments for various scenarios.