Who Finances Modular Homes

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The Cascade Difference. When it comes to financing manufactured homes, Cascade is one of the top rated manufactured home financing companies in the country. We have a long history of customer satisfaction and offer financing for manufactured and modular homes in 35 states. Although Cascade is an industry leader in financing manufactured homes,

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Vanderbilt Mortgage and Finance, inc, is a national manufactured home, modular home, and mobile home lender. land-home loan packages available. Prequalify for your manufactured home loan today!.

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Modular homes offer almost limitless design opportunities. Your home should reflect your personality and your lifestyle. With innovative thinking and a wonderful partnership with our clients, Express Modular is a part of the higher level of planning and design for our customer’s beautiful modular homes.

Founded in 1985, First Credit Corporation is a licensed lender and insurance agency for mobile and manufactured homes. We are currently financing manufactured homes in 10 states. Do you live in Connecticut, Delaware, Massachusetts, Maryland, New Jersey, New York, Pennsylvania, North Carolina, South Carolina or Georgia?

Financing a modular home isn’t that different from financing a conventionally constructed dwelling. Most modular home buyers are eligible for the standard mortgages available for any house built on a single-family lot. Your mortgage might be a bit lower than for a traditionally built home, though.

FHA modular and manufactured home loans are made by private lenders but are insured by the FHA in the case of default. In many cases, these loans have lower credit score requirements than conventional loan products.

Wells Fargo specializes in financing Manufactured Home Communities ("MHC"), offering various flexible lending programs to meet your needs. Our experience and dedication to this industry has made Wells Fargo a nationwide leader in MHC financing for more than 15 years.

Financing Manufactured (Mobile) Homes. When the land/lot is leased, HUD requires the lessor to provide the manufactured homeowner with an initial lease term of 3 years. In addition, the lease must provide that the homeowner will receive advance written notice of at least 180 days, in the event the lease is to be terminated.