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When you choose to refinance your mortgage, it means that you are replacing your current mortgage with a new one – with new terms, conditions, closing costs.
Forget the Mortgage Accelerator Plans – DaveRamsey.com – That’s why your mortgage pays off eight years early. The other kind of mortgage accelerator program floating around out there is a total rip-off. That’s these new programs where they’re trying to sell you a piece of $3,500 software tied in with a home equity line of credit.
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A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw.
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