What Is Discretionary Income and How to Calculate It. – · If you’re struggling with your student loans, your discretionary income is important. Learn how it can affect your payments and how to calculate it.
No income, no asset – Wikipedia – No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage.A loan issued under such circumstances may be referred to as a NINA loan or ninja loan.. nina programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly.
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Stated income loan – Wikipedia – A stated income loan is a mortgage where the lender does not verify the borrower’s income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. These loans are sometimes called liar loans or liar’s loans. Stated income loans were originated by Ameriquest.
NO INCOME VERIFICATION LOAN – No Income Docs Require – No income verification loans [stated income loans] are a great way for self-employed borrowers to purchase or refinance a home without having to provide years of tax returns and bank statements. For those who do declare low income on their tax returns, qualifying for a no income verification mortgage is usually the best alternative to a conventional loan.
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fha loan income limits Congress Restores FHA Loan Limits To $729,750 In Orange County – must be less than 43 percent of your income. Read the rest of the CNN article here. As you may recall, in late September the FHA, Fannie Mae; and Freddie mac loan limits were reduced in 42 states.advantages of a home equity loan top mortgage refinance companies Best Mortgage Refinance Company – Best Mortgage Refinance Company – We are offering to refinance your mortgage payments today to save on interest and pay off your loan sooner. With our help you can lower monthly payments.The 4 most common mortgage and real estate scams and how to avoid them – Seniors with memory impairment are especially vulnerable to these scams because they have significant home equity and may not realize they’re being taken advantage of, Opperman says. How to protect.
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