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Home purchase with low or no downpayment Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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home equity loan 80 ltv Loan to Value Ratio – Definition and Calculation – With home loans, 80 percent is a magic number. If you borrow more than 80 percent of a home’s value, you’ll generally have to get private mortgage insurance (PMI) to protect your lender. That’s an extra expense, but you can often cancel the insurance once you get below 80 percent ltv. Another notable number is 97 percent.
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