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Loan-to-value is a key factor in your ability to get approved for a mortgage. In general, lenders prefer loans with low LTV because loans with low LTV represent less risk to the bank.
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National Association of Mortgage Processors (NAMP. – Written By: Joel Palmer, Op-Ed Writer. Both Freddie Mac and Fannie Mae have programs that provide refinance options for borrowers whose loan-to-value ration on a new mortgage would exceed the maximum allowed for standard limited no cash-out refinances.
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What is a Mortgage– What are the types of Mortgages? – Home >> Real Estate Directory . A mortgage (Law French for "dead pledge") is a device used to create a lien on real estate by contract.It is used as a method by which individuals or businesses can buy residential or commerical property without paying the full value upfront.